Fish wholesale, sale of fish, supply of frozen fish wholesale

Customer Information

Customer Information

We present hand-shake - a firm exclusive souvenir to the most dear our clients, partners in business - a symbol of strong and mutually advantageous relations!

What is factoring?

Factoring – it is first of all the financial tool directed on development of sales. The company, decided to use factoring, receives a complex of following services:

- An estimation and check of the buyers, management of a debt receivable;

- Financing granting at production shipment under contracts with a payment delay.

Differently, factoring is the complex of services including: financing of delivery of the client (Seller) under a concession to them to the Factor (Bank) of the debt receivable, with the subsequent reception by the Factor of money resources from the Buyer according to a payment delay under the delivery contract; management of the Factor of a debt receivable of the Supplier.

The most common form of factoring - a classic regression:

1. The supplier ships the goods to the Buyer under a supply contract with deferred payment.

2. Factor translates Provider funds in the amount of up to 90% of the amount of supply.

3. Upon expiration of the payment specified in the contract delivery, the Purchaser shall pay to the Factor until full repayment of debt.

4. Factor transfer the remaining funds to the Buyer.

Important! In case of refusal / inability to pay the Buyer Factor, he tries to repay the debt from the Buyer in due time, acting strictly within the law. At the end of the waiting period factor sends a written request to the supplier for the return of previously transferred funds.

There are other types of factoring arrangements which enable suppliers to keep derived from Factor funds to obtain financing for the manufacture of products to finance their purchases, export factoring and others.

What gives factoring to the Supplier?

1. «Eyes and Ears» in all regions of Russia and behind its limits. Your order the professional credit controlers possessing thorough knowledge of the local markets and regional specificity will arrive.

. Management of your debt receivable according to model of management directed on decrease of probability of refusal to pay delivery preliminary coordinated with you:

- Check of debtors (a business general characteristic, the financial information, payment discipline, the branch and market characteristic), including departure to debtors;

- Control of movement of funds;

- Control of a current condition of a debt receivable (a reminder on payment of the shipped goods and debts collecting on debtors).

3. Possibility to grant to buyers longer delays without additional risk for itself, such delays – your obvious competitive advantage. You can increase delays of payment to buyers, avoiding thus from cash ruptures.

4. Possibility to conduct the aggressive marketing policy, guaranteeing payment on deliveries to new buyers.

5. Possibility of work with any quantity both large, and small debtors without risk during the unlimited period of time.

6. Possibility to sell on all territory of the Russian Federation and to involve a great number of new clients from any point of the country, without bearing additional risks.

7. Access to unlimited financial resources. Increasing sales volumes, you increase the size of received financing.

8. A covering of inflationary risk, you are released from probable losses as a result of depreciation of a gain from delivery.

9. Possibility operatively to repay debts against own suppliers and to save, thus, on procurement prices.

What gives factoring to the Buyer?

Factoring for the buyer it is possibility:

1. To receive necessary quantity of the goods at the supplier without necessity of its search at other suppliers, it is especially important in peaks of seasonal sales.

2. To optimize the circulating assets at the expense of a choice of a necessary delay of payment, having liberated that their considerable part for a direction on development of the business.

3. To receive the goods already TODAY irrespective of presence of money resources.

4. To support up to the mark quantity and goods assortment in a warehouse.

5. To avoid cash ruptures, thereby, to raise the financial stability.

6. To develop the business, doing by its more competitive.

Responses of our clients:

Permina Natalia Pavlovna, chief accountant of сompany «Kriolot», Pyatigorsk city:

«Despite a little higher percent for using money resources in comparison with credit resources, financing on factoring is faster, doesn't demand long procedure of official registration of papers, the mortgaging obligation and observance of the other formal moments. And result – growth of sales volumes at the expense of possibility of increase in a delay of payment».

Zamesin Yury Nikolaevich, director of company «Bashagrointer», Ufa city:

«Our enterprise has to the full estimated expediency and timeliness of cooperation on factoring with the company «Ludmila». We got quite a convenient financial tool for working capital».

Nikolay Denisov, head of the factoring, "Ludmila" company.